FCA Compliance

FCA Compliance for finance products

As part of our commitment to customers, we ensure that we fully comply with the FCA especially when it comes to finance. 

Our panel of lenders are:

  • Novuna Consumer Finance
  • Propensio Finance
  • Shawbrook Bank
  • Creation Finance

Here is a representative boiler finance example of our interest-bearing products. There is no deposit required on all of our finance products, however, a deposit will lower your monthly repayments.

Boiler LoanDepositAPRAgreement TermMonthly PaymentInterest chargedTotal Repayment
£2,200£09.90%5 years (60 Months)£46.18£570.78£2770.78
£2,200£5009.90%5 years (60 months)£35.68£441.06£2641.06
Boiler LoanDepositAPRAgreement TermMonthly PaymentInterest chargedTotal Repayment
£2,000£011.90%5 years£43.78£626.86£2,626.86
Boiler LoanDepositAPRAgreement TermMonthly PaymentInterest chargedTotal Repayment
£2,000£012.90%10 years£28.92£1,470.38£3,470.38

Here is a representative example of our interest free finance

Interest Free Finance ExampleDepositAPRAgreement TermMonthly PaymentInterest chargedTotal Repayment
£1,800£00%2 Years£75£0£1,800
£2,200£00%2 Years£91.67£0£2,200

You can use our finance calculator to find out more options too:

Finance FAQS

What do I need to apply?

When applying for finance you will need to provide:

  • Full Name
  • Telephone number
  • Email address
  • Date of birth
  • Address and residential status for the last 3 years
  • Employment status
  • annual income
  • household income
  • Marital status
  • Number of dependants
  • Bank account details

Will i be eligible to apply?

  • Be over 18 years old
  • You must be in full time employment, retired or live with a spouse in full time employment
  • You must have been a UK resident with at least 3 years
  • You must be able to provide an address for the last 3 years
  • You must have a UK bank account that can accept direct debits
  • Be able to provide a stable income whether through permanent employment of over 16 hours per week or other have a pension or disability allowance or similar.
  • You must have a credit check when you submit your application
  • You must have a valid Debit or Credit card registered in your name. This will also need to be registered to your home address.